Job Description

BSA Analyst 2

The BSA Analyst 2 assists in the execution of the Bank's Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) Compliance Program. The BSA Analyst 2 supports the BSA/AML processes. This position assists the Bank in detecting unusual or suspicious activity in a timely manner, while safeguarding the integrity of the Bank and ensuring Bank compliance with BSA/AML and OFAC regulations. This position is also responsible for assisting other BSA Units, participating in projects and other assignments in an effort to prevent the bank from exploitation by money laundering or terrorist financing activities. The BSA Analyst is to follow department procedures and comply with the FFIEC BSA/AML Examination Manual.

Performs research, including negative news searches, through the Bank's systems, online public databases and subscription-based database resources

Proficient knowledge of BSA/AML software to adequately detect, review and report suspicious activity

Stays up to date and knowledgeable on AML/OFAC regulatory requirements and FinCEN updates

Performs special projects and other related duties as assigned or requested. Additionally, may be tasked with assisting other teams within the BSA Department, such as OFAC, CTR or EDD teams

Ability to analyze and research complex information in order to submit comprehensive recommendations regarding potentially suspicious and/or high-risk activity

Partners with cross function peers to train and assist if needed

Effectively communicate and assist Bank and branch staff on any BSA related questions or issues

Proficient knowledge of BSA / AML software to adequately detect, review and report suspicious activity

Performs EDD reviews on high-risk entities and individuals to document rating rational

Analyzes customer data for AML/OFAC concerns

Works with frontline staff to resolve any outstanding information for customer profiles

Resolves complex problems or issues, where expertise is required to interpret policies, regulations, guidelines, or processes

Reviews and responds to 314(b) requests as needed

Complies with all State and Federal Banking regulatory requirements, including but not limited to: BSA, Anti-Money Laundering OFAC, CIP, Financial Elder Abuse Reporting, Sexual Harassment, Information Security and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or BSA department. Completes compliance and other technical training workshops as assigned

Sound judgement, integrity and commitment to ethical behavior

Ability to maintain confidentiality and treat sensitive information with discretion

Bank Secrecy Act

OFAC

USA Patriot Act

Flexible and able to adapt quickly to changing work environments / priorities and tight deadlines

Clear understanding of the English Language (Spoken & Written)

Basic Mathematics Skills

Customer Service Skills

Critical Thinking, Judgment & Problem-Solving Skills

Proficient in Microsoft Excel, Word, Outlook

Ability to perform repetitive movements associated with office and computer-based work

Ability to sit for extended periods of time to perform essential job functions

Ability to lift, carry, or move objects weighing up to 25 pounds, with or without reasonable accommodation

Ability to use hands and fingers to handle, manipulate, or feel objects and operate standard office equipment

Work is primarily performed in an office environment with a controlled temperature and standard office conditions

High School Diploma or equivalent required

5+ years of banking experience with an emphasis on customer service

5+ years of banking experience with BSA/AML/OFAC

CAMS Certification preferred but not required

Perform Customer Due Diligence alert reviews

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