Job Description
A bit about us: Our client is a national mortgage lender licensed in 40 states and they focus on most loan products including FHA, VA, Conventional, Construction, USDA and non-conforming loans. They also have over a dozen locations nationwide and over 100 current employees. This is a very efficient group with a fantastic internal support and operations staff so their loans close quickly and with little issues.
Additionally, they are very competitive on their rates, guidelines and also compensation packages which helps them to maintain above average tenure and a very happy group of successful employees.
Currently, they are looking for a 100% REMOTE fully designated (LAPP/SAR) Underwriter who can work home and handle their FHA and VA loans. They would prefer that the candidate be local enough to the Providence, RI area and able to attend meetings from time to time.
Job Details Is your background a fit? Apply if you meet this criteria:
- Underwrite residential mortgage loans in accordance with Jumbo, FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
- Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times
- Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns and financials
- Assess and respond to fraud indicators
- Determine eligibility for private mortgage insurance
- Demonstrate proficiency in automated underwriting applications and ability to assess results
- Structure loans according to lender requirements and credit quality
- Review appraisals for accurate property valuation
- Discuss marginal loans with Underwriting Team lead and Sales Manager before suspending or declining file.
- Minimum of 5 years in mortgage lending operations with at least 2 years in an underwriting role
- DE Chums required, VA LAPP and SAR, preferred
- Knowledge of Jumbo, FNMA, FHLMC, FHA and VA guidelines. USDA experience helpful
- Loan quality and risk management
- Proficiency with DU and LP, FHA Connection and VA Portal
- Excellent interpersonal, written and verbal communication skills
- Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
- Flexibility in decision making with strong problem-solving skills
- Customer service driven: responsiveness to client and team member issues and concerns
Qualifications needed: - Minimum of 5 years in mortgage lending operations with at least 2 years in an underwriting role
- DE Chums required, VA LAPP and SAR, preferred
- Knowledge of Jumbo, FNMA, FHLMC, FHA and VA guidelines. USDA experience helpful
- Loan quality and risk management
- Proficiency with DU and LP, FHA Connection and VA Portal
- Excellent interpersonal, written and verbal communication skills
- Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
- Flexibility in decision making with strong problem-solving skills
- Customer service driven: responsiveness to client and team member issues and concerns
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Job Tags
Local area, Work from home